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NCUA

http://www.ncua.gov/

For the Bank Secrecy Act info scroll all the way down to the bottom!    lol… like white on white rice, we r onto you.  Should of expected us.

Plain Writing Act of 2010

What Is It?

The Plain Writing Act (Public Law 111-274) was signed into law by the President on October 13, 2010. The Act, which applies to the NCUA, is intended “to improve the effectiveness and accountability of Federal agencies to the public” by promoting clear Government communication that the public can understand and use. For additional information go to the Plain Writing Act.

What’s Covered?

 

The Act requires that Federal agencies prepare certain documents intended for the public according to plain writing guidelines. Covered documents include documents relating to agency benefits and services and compliance with agency laws and regulations. They include both paper and electronic versions of documents such as letters, publications, forms, notices, and instructions. For a full definition of “covered documents,” go to Section 3(2) of the Plain Writing Act.
Writing Guidelines used by NCUA personnel
The NCUA is responsible for ensuring that agency personnel prepare documents intended for the public according to plain
writing guidelines. Agency personnel are trained to use plain writing guidelines and their documents are reviewed for compliance with these guidelines. The plain writing guidelines used by NCUA personnel can be found at Plain Language.gov 

NCUA Compliance

Beginning in April 2012, the NCUA will begin posting annual compliance reports describing our continuing compliance with the Act. These annual reports will be posted on this web page as they become available.
Providing Public Comments
Members of the public are always welcome to comment on the NCUA’s compliance with the Plain Writing Act and to make suggestions for improving communication between the agency and the public. Please contact us if you identify any covered documents that you believe are unclear. Public comments can be sent to the NCUA at PlainWriting@ncua.gov.

Plain Writing Implementation Plan

Introduction

President Obama signed the Plain Writing Act of 2010 (Public Law 111-274) into law on October 13, 2010 “to improve the effectiveness and accountability of Federal agencies to the public by promoting clear Government communication that the public can understand and use.”

​The Act requires that Federal agencies prepare certain documents intended for the public in writing that is clear, concise, well-organized, and consistent with other best practices.  Covered documents include documents relating to agency benefits and services and compliance with agency laws and regulations.  They include both paper and electronic versions of documents such as letters, publications, forms, notices, and instructions.

 

The NCUA is responsible for ensuring that agency staff prepares documents intended for the public according to plain writing guidelines.  The NCUA is also responsible for providing annual compliance reports on the implementation of the Plain Writing Act, and for establishing a mailbox for receiving and responding to public comments on our results.

Roles and Responsibilities

1.     The Office of General Counsel (OGC), in consultation with other appropriate Offices, will be responsible for notifying senior officials of the Act’s requirements.
2.    The Office of Human Resources (OHR), working with the Offices and Regions, will be responsible for developing a training plan for staff and appropriate training materials.
3.    The Office of Public and Congressional Affairs (PACA), with appropriate delegation, will be responsible for implementing the Act’s requirements within their organization and for ensuring that the PACA staff comply with these requirements.
4.    The Office of Executive Director (OED), in coordination with the appropriate Offices and Regions, will be responsible for establishing a process to oversee the NCUA’s ongoing compliance with the Act’s requirements.
5.    The Office of Chief Information Officer (OCIO), working with appropriate Offices, will be responsible for developing a plain writing section on NCUA’s public website.
6.    The OED will be the point-of-contact for public comments on the NCUA’s implementation of the Act and will be responsible for all required reports.

Implementation Milestones

1.    On September 19, 2011, the Executive Director will issue a memorandum to all Office and Regional Directors providing guidance on roles and responsibilities for implementing the Plain Writing Act at NCUA.  The memorandum will request that each Office and Region designate contact individuals to interact with the program coordinator in OED and to prepare a comprehensive list of document types that are believed to be “covered documents” under the Act.
2.    Based on input from Offices and Regions, the program coordinator will compile and maintain, with the advice and concurrence of the OGC, a comprehensive list of NCUA generated documents believed to be covered under the Act. The list will be updated periodically on an as needed basis.  In the event a question arises concerning whether a document should be covered under the Act, the program coordinator will consult with the OGC for appropriate guidance.
3.    On September 24, 2011, the OCIO, working with the appropriate Offices, will launch a plain writing section on the NCUA’s website.  The site will provide an overview of NCUA’s compliance with the Act, will include links to plain writing reference materials, and will provide the email link to a mailbox for public comments.  The website will also include copies of NCUA’s implementation plan and annual compliance reports (due on April 13, 2012 and annually thereafter.)
4.    The OHR, Division of Training and Development will provide training for employees on plain writing principles.  Initial training to employees with a high need for awareness will be conducted during 2011 and periodically thereafter.

 

5.    All NCUA employees will use plain writing in every covered document the agency issues or substantially revises by October 13, 2011.
6.   As required, the OED, working in conjunction with other Offices and Regions, will respond to public comments received through the plain writing mailbox and will oversee the resolution of any compliance issues that may arise.
7.    During March 2012, and annually thereafter, the program coordinator will work with the Offices’ and Regions’ contact individuals to develop information on the NCUA’s compliance with the Act.  In any circumstances of noncompliance, Offices and Regions will be required to develop steps to remedy the noncompliance.

No Fear Act

Equal Employment Opportunity Data Posted Pursuant to Title III of the Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No Fear Act), Pub. L. 107-174
The Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No Fear Act) was signed into law by President Bush on May 15, 2002.  The Act seeks to increase accountability for violations of Federal antidiscrimination and whistleblower protection laws.
Title III of the Act requires that each Federal agency make quarterly postings to its public Website statistical data on the disposition of discrimination complaints filed with the agency.  It requires that Federal agencies post year-to-date statistical data for the then current fiscal year (October 1 through September 30) and year end data for the five previous fiscal years.
Title III requires that the Equal Employment Opportunity Commission (EEOC) issue rules concerning the “time, form and manner” for agency posting of required statistical data.  On January 26, 2004, the EEOC published in the Federal Register an Interim Final Rule adding Subpart G to the Federal sector EEO regulations located at 29 Code of Federal Regulations, Part 1614.   The statistical information presented in this document meets the requirements of the No Fear Act, as defined by the EEOC under Subpart G of Part 1614.  The data will be updated within 30 days after the end of each fiscal quarter.
The statistical data presented consists of the following information:
  1.     Summary of Complaints Filed in Each Fiscal Year
  2.     Summary of Complaints Pending in Each Fiscal Year
  3.     Summary of Investigations Completed
  4.     Summary of Complaints Dismissed
  5.     Final Actions Issued by NCUA Involving a Finding of Discrimination
o    Final Actions Issued Without an EEOC Hearing
o    Final Actions Issued After an EEOC Hearing
  6.     Average Time Taken to Complete Investigations and Final Action
For additional information on the No Fear Act, please contact the National Credit Union Administration’s Director of Equal Opportunity Programs, S. Denise Hendricks:
Office of Equal Opportunity Programs
National Credit Union Administration
1775 Duke Street
Alexandria, Virginia  22314-3428

 

Bank Secrecy Act

In 1970, Congress passed the Currency and Foreign Transactions Reporting Act commonly known as the “Bank Secrecy Act” (BSA), establishing recordkeeping and reporting requirements by private individuals, banks and other financial institutions. The BSA is intended to safeguard the U.S. financial system and the financial institutions that make up that system from the abuses of financial crime, including money laundering, terrorist financing and other illicit financial transactions.

All credit unions must comply with the BSA regulations.

To assist credit unions with their efforts in establishing and maintaining procedures designed to assure and monitor compliance with the BSA, additional information and details are provided in the links to the right.

Joint Guidance: NCUA, FDIC, FRS, OCC, OTS and FinCEN

Please note the term “bank” is used interchangeably with “credit union” for ease in drafting joint statements from the FFIEC Agencies. Treasury and FinCEN regulations use the term “bank” to define a variety of financial institutions, including credit unions.

 

 

 

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